Metric
Source
Number
Period
Tap-pable Equity
est based on Black Knight data
$10.2 tril
$12.0 tril
Tap-pable Equity (80% of value less mort-gage balance)
Trans-Union
$18.1 tril
$19.5 tril
$17.7 tril
$14.5 tril
$13.7 tril
$13.7 tril
$12.8 tril
Q4 2020
Q4 2019
Q4 2018
Q4 2017
Owners’ Equity in Real Estate
Federal Reserve Bank of St Louis
$29.037
Avg Home-owner equity
Core-logic
$274,000
Mort-gaged Home-owners With Avail-able Equity
Trans-Union
84 mil
80 mil
Median Home Equity avail-able
Trans-Union
$244,000
$236,000
Average CLTV HEL
MBA
58%
65%
Average CLTV HELOC
MBA
51%
54%
Median CLTV
Trans-Union
20% (all properties)
Average CLTV
Trans-Union
31% (all properties)
54% (only financed properties)
Average LTV
Core-Logic
43.6%
42%
71.3%
Homeowner Equity to Mort-gage Ratio
Federal Reserve Bank of St Louis
2.34
0.83
1.5 (appx)
2.34 (appx)
Total Home Equity on Mortgaged Prop-erties
est based on Core-Logic data
$12.7 tril
$13.7 tril
Incr-ease in Home Equity % YOY
Core-Logic
-0.7%
7.3%
Increase in Home Equity $ YOY
Core-Logic
-$108.4 bil
$1 tril
Share of Equity Rich Mort-gaged Home-owners
ATTOM
49.0%
48.0%
41.9%
