Valuation

Home-equity appraisals, AVMs, valuations and automated valuation models

🔒Record WAC on Achieve HELOC Issuance

An issuance later this month that consists of a pool of home-equity lines of credit originated by Achieve Home Loans has the highest weighted-average coupon of any home-equity deal ever tracked by HELN.

Introduction to Home Equity

FREE

By SAM GARCIA Facing declining originations because of high interest rates, traditional first mortgage lenders — who are losing more than $2,000 for each loan they make — are exploring opportunities in the home-equity market. There are three distinct product types for them to consider. While home-equity products were all but abandoned following the Great Financial Crisis, banks slowly returned — […]

🔒Majority of Loans in Upcoming CES RMBS Had Full Appraisals

The second home-equity transaction this year involves residential mortgage-backed securities to be issued later this month with nearly $400 million in closed-end seconds. A majority of the loans had full appraisals.

ABCs of Home Equity Valuations

Home-equity lenders have a range of valuation alternatives to traditional appraisals depending on the characteristics of the property. These alternatives utilize a combination of technology, data and experts.

Acquisition of AVM Provider to Benefit Home Equity Lenders🔒

By PAUL HUGHES Consolidated Analytics Inc., which provides valuation and other services to mortgage lenders, disclosed this week the acquisition of Real Info Inc. — a move that affects valuations on home-equity lines of credit and closed-end seconds.

Opinion: HEi Servicers Need to Step Up Lien, Valuation Monitoring

By ALLEN PRICE Home-equity investments have become one of the housing industry’s rising stars, thanks to rising home values and the growing number of homeowners seeking to tap into their home’s equity. Yet the future of HEi assets depends largely on whether or not they are serviced effectively and compliantly. To be more specific, without automated lien and valuation monitoring or the proper controls, the market is likely to run into trouble.


Category Pages are limited to 180 days. Please use the archive page or the search box to find older articles.